why i think you might be slightly downplaying the systematic advantages to being male (not receiving equal pay is a big part of this problem), i still think you’re right on the mark. while i believe we certainly should still be fighting against institutional sexism, it is true that we need to be better money managers ourselves too. after all, as you mentioned, being disadvantaged financially speaking, gives us all the more reason to be better managers of our money. frankly speaking, we can’t afford not to be.